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JL SMITH ASSOCIATES

Call us today! 800-589-2240

JLSMITH EDUCATION CENTER

Taking the guesswork out of your plan!

TURNING 65 GUIDE

Understanding Your Situation
Oftentimes clients tell us that they just get inundated with information from all over the place about their senior benefits and what they have coverage for. However, what most of our clients tell us that they were really concerned about what is NOT covered by their benefits.

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Guaranteed Issue Rights

Guaranteed issue rights (also called "Medigap protections") are rights that a person has in certain situations when insurance companies...

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Tips for shopping-Rates

Trying to contain the cost of a Medicare beneficiary’s Medicare Supplement insurance can be quite a challenge. The premium pricing method...

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Tips for shopping-Standardization

When comparing Medicare Supplement policies, it is important to remember that these policies are standardized. This means that the...

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If you have group health insurance who pays first?

If a person is age 65 or older and they have group health coverage based on their current employment or the employment of their spouse...

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Participating and Non-Participating Medical Providers

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Skilled Nursing Home Benefit Eligibility

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Skilled Nursing Home Benefits

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What Medicare Doesn't Cover

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Medicare Overview

Recent Articles:

Medicare Advantage Plans Overview

Guaranteed Issue Rights

Tips for shopping-Rates

Tips for shopping-Standardization

If you have group health insurance who pays first?

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