JL SMITH ASSOCIATES

Understanding Your Situation

Here's a killjoy question for people who think they've saved enough for retirement: Have you thought about the cost of long-term care and the possibility that you might need it?

The government estimates that 70 percent of seniors will need some form of long-term care assistance before they die. For those who will require the most costly type of long-term care, the tab can be astounding.
 

What is Long-term care insurance?
 

It's coverage specifically earmarked for paying the cost of nursing home or in-home assistance for people who don't have a medical ailment, but who without help are unable to handle some of the basic activities of daily living, like eating, drinking, walking, dressing, and bathing.

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If, you would like more information on Long Term Care insurance please fill out the "Get A Quote” form to the right on this page.

We will contact you as soon as possible to answer your questions.